Poverty among adults with disabilities: barriers to promoting asset accumulation in individual development accounts.

نویسندگان

  • Michal Soffer
  • Katherine E McDonald
  • Peter Blanck
چکیده

Adults with disabilities disproportionally experience poverty. We examine one novel strategy to promote economic well-being among adults with disabilities living in or near poverty, namely Individual Development Accounts (IDAs). IDAs are designed to help individuals save money and subsequently accumulate assets. Although adults with disabilities account for the majority of IDA participants, scant attention has been paid to their IDA saving performance. We describe the significance of accumulating assets, particularly as it relates to adults with disabilities. We then map the nature of IDA programs and analyze barriers to participation in IDAs and asset accumulation related to conflicting federal policies and a lack of sensitivity to disability-specific needs. We conclude by offering policy recommendations from our analysis, including the need to eliminate the means-tests used in welfare policies, de-linking participation in IDAs from employment status, and involving people with disabilities in designing and evaluating asset accumulation policies and programs.

برای دانلود متن کامل این مقاله و بیش از 32 میلیون مقاله دیگر ابتدا ثبت نام کنید

ثبت نام

اگر عضو سایت هستید لطفا وارد حساب کاربری خود شوید

منابع مشابه

International Convention on the Rights of Persons with Disability: Disability Inclusive Development and International Development Cooperation

The adoption of the International Convention on the Rights of Persons with Disabilities is a historical momentum for disabled persons and their associates, as well as ODA workers in the development cooperation field all over the world. For the last two decades, persons with disabilities, their associates and professionals working in this field have promoted their human rights, equality, nondisc...

متن کامل

Investigating barriers to athletic and non-athlete disability participation in sports activities (Case study: Qazvin)

Introduction: Exercise and physical activity are important for the health of people with disabilities and the athletes with disabilities have higher health and higher satisfaction with their lives than non-athletes with disabilities. Therefore, the aim of this study was to investigate barriers to the participation of athletes and non-athletes with disabilities in sports activities. Method: This...

متن کامل

Determinants of Saving among Low-Income Individuals in Rural Uganda: Evidence from Assets Africa

Although research has shown that poor people in sub-Saharan Africa (SSA), including those living in rural areas save, little is known about the factors that influence saving and asset accumulation among this population. Using three theoretical perspectives on saving and asset accumulation, this study examines the broader determinants of saving and asset accumulation among low-income individuals...

متن کامل

Development and Validation of a Tool for Assessing Barriers to Participation in Team Sports for Women with Physical-Mobility Disabilities

Background. Creating proper contexts to maximize sport participation of women with physical-mobility disabilities requires identifying barriers to their participation. It is essential to develop a valid and reliable tool to identify existing barriers. Objectives. The aim of the present study was to develop and validate a questionnaire for assessing barriers to participation in team sports for ...

متن کامل

Preparing Children For Success: Parents’ Perspectives On Promoting Savings And Education

Many states are implementing asset development strategies to promote postsecondary education for lowto moderateincome families, realizing that limited education is a powerful predictor of poverty, and poverty mediates the likelihood of obtaining postsecondary education. Using demographic and qualitative data collected from two groups of lowto moderate-income parents (N = 24), this article highl...

متن کامل

ذخیره در منابع من


  با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید

برای دانلود متن کامل این مقاله و بیش از 32 میلیون مقاله دیگر ابتدا ثبت نام کنید

ثبت نام

اگر عضو سایت هستید لطفا وارد حساب کاربری خود شوید

عنوان ژورنال:
  • American journal of community psychology

دوره 46 3-4  شماره 

صفحات  -

تاریخ انتشار 2010